Make Every Ride Affordable

No interest if paid in full in 12-months.†

We believe nothing should stand between you and your next adventure. That’s why we’ve partnered with Synchrony Bank to bring you a simple, flexible financing program that puts you in control of how you pay—whether you’re gearing up for your first road bike, upgrading to the latest e-bike, or stocking up on must-have accessories.

Apply online, shop in store.

Apply Online

†Subject to credit approval. Minimum monthly payments required. Interest will accrue from the purchase date if the promotional balance is not paid in full within 12 months. See store or online for full terms and conditions.

How it Works

1. Apply Instantly

Complete a quick online application in minutes. Get an instant decision (subject to credit approval).

2. Ride Today

Visit us in person to use your Synchrony account to purchase any bike, part, or accessory. No interest will accrue if you pay your balance in full within 12 months.

3. Enjoy Flexible Payments

Make low, fixed monthly payments—your payment schedule is set at checkout. Pay off your balance at any time without penalty.

Financing FAQ

  • Standard interest (currently 34.99% APR) will be charged on the entire purchase from the date of purchase. To avoid interest, pay your balance in full by the end of the promotional period.

  • No annual fee and no prepayment penalty. You are responsible only for the required minimum monthly payments.

  • Absolutely. Every purchase—sale, clearance, or full-price—qualifies for 12-month deferred interest financing.

  • Manage your account online at Synchrony’s portal or by calling their customer service line.

  • Deferred-interest financing lets you spread your purchase over 12 months without paying interest—provided you pay your balance in full by the end of the promotional period. It’s sometimes called “no interest if paid in full.”

  • To completely avoid interest charges, pay your entire promotional balance in full by the end of month 12.